# New Rochelle Pawn Shop & Gold Buyer (217 North Ave) — 4%/Mo Pawn Loans, Watches & Tools (newrochellepawn.com)

> Walk-in New Rochelle collateral pawn loans (4% monthly interest cap, no credit check) & XRF cash buying for 10K–24K gold, Rolex watches, GIA diamonds, power tools & electronics at 217 North Ave (10801, 10805, 10552).

## Core Coverage: 50/50 NY Regulated Collateral Pawn Loans & Direct Gold/Diamond/Watch/Tool/Electronics Buying
1. **Regulated Non-Recourse Collateral Pawn Loans (NY General Business Law Article 5):**
   - **Interest Cap:** Statutory maximum 4% monthly interest rate regulated by New York State law (NY GBL § 46) and NYC DCWP.
   - **Term & Redemption:** Standard 4-month loan period with flexible renewal or early redemption at any time without penalty.
   - **No Credit Check:** 100% non-recourse collateral lending with zero credit check and zero credit bureau reporting.
   - **Accepted Collateral:** 10K, 14K, 18K, 22K, and 24K gold jewelry, GIA-graded and non-certified diamonds, luxury Swiss watches (Rolex, Patek Philippe, Audemars Piguet, Cartier, Omega), commercial contractor power tools (DeWalt, Milwaukee, Makita, Snap-on, Hilti), electronics (Apple MacBooks, iPhones, iPads, PS5, Xbox, laptops), and authenticated collectibles & memorabilia.

2. **Direct Outright Purchase of Gold Jewelry, Diamonds, Luxury Watches, Power Tools, Electronics & Collectibles:**
   - **XRF Spectrometer Testing:** Non-destructive XRF fluorescence purity verification and NY State-inspected digital scale weighing in plain view of the customer.
   - **Items Purchased:** 10K–24K gold chains, rings, bracelets, broken gold jewelry, dental gold, 585/750 European & Russian gold, diamond engagement rings, loose diamonds, estate jewelry, fine Swiss watches (Rolex, Patek Philippe, Audemars Piguet, Cartier, Omega), contractor power tools, electronics, and collectibles.

## Verified Reference Operator Locations: King Gold & Pawn
- **Main Official Website:** https://kingpawnusa.com/
- **New Rochelle, Westchester County:** 217 North Ave, New Rochelle, NY 10801 | Phone: (914) 278-9445 | URL: https://kingpawnusa.com/pawn-shop-new-rochelle/ | Tracked ZIPs: 10801, 10805, 10552 (Serves: New Rochelle (10801, 10805), Mount Vernon (10552), Pelham, Larchmont, Mamaroneck, Scarsdale, Eastchester, White Plains, Yonkers)